Lawyers Notes

Legal Insights & Resources for Business & Individuals

Welcome to our lawyer’s notes - bite-sized pieces of simple legal know-how, straight from Law Team’s desk.  

Erin Vassallo Erin Vassallo

Getting Paid, Not Chasing Paid: How the Security of Payment Act Actually Works

Chasing unpaid invoices for weeks is exhausting, and often unnecessary. The Security of Payment Act gives NSW builders, subcontractors, and suppliers a fast, statutory pathway to get paid without heading to court. Miss a deadline as the respondent, though, and you could end up liable for the full claimed amount. Here's how it works.

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Erin Vassallo Erin Vassallo

SMSF Residential LRBA Ban: What Happens to Your Off-the-Plan Property Purchase?

Imagine finding the perfect investment property for your Self-Managed Super Fund (SMSF), signing the contract, and eagerly waiting for construction to wrap up. Then, news breaks that the Australian Government has banned limited recourse borrowing arrangements (LRBAs) for residential super investments. If your off-the-plan settlement is still 6 to 12 months away, you are left asking a very natural and stressful question: Is my loan going to fall through before settlement?

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Erin Vassallo Erin Vassallo

Navigating Australia’s New AML Laws: What Real Estate Professionals Need to Know Now

If you run a real estate agency or work across the Australian property sector, you’ve probably heard the buzz about the new anti-money laundering (AML) laws that just kicked in on 1 July 2026. These changes are a massive step forward in protecting our property market, but they also mean a bit of extra homework for you and your team. We want to break down exactly what this means for your day-to-day operations so you can feel completely in control.

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Erin Vassallo Erin Vassallo

Planning Ahead: Why a Will Isn't Enough to Protect Your Future

When you think about estate planning, a Will is usually the very first thing that comes to mind. But here's a reality check that many people miss: a Will does nothing for you while you're alive. It only speaks for you after you've passed away. If an unexpected accident, temporary illness, or sudden injury renders you unable to make your own decisions, a Will cannot intervene.

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Erin Vassallo Erin Vassallo

Payday Superannuation: What Changed in 2026

On 1 July 2026, the Treasury Laws Amendment (Payday Superannuation) Act 2025 fundamentally changed how employers pay superannuation in Australia. This landmark legislation updated the existing Superannuation Guarantee (SG) framework to require you to pay super contributions on each payday, replacing the quarterly payment cycle that many businesses relied on for decades.

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Erin Vassallo Erin Vassallo

Protecting Your Family’s Inheritance Under the 2026 Testamentary Trust Changes

Future-proof your family’s inheritance against the proposed 2026 “death tax” on testamentary trusts. This guide explains what the new 30% baseline tax could mean for minor and low‑income beneficiaries, why Testamentary Discretionary Trusts still offer powerful asset protection, and how to keep your estate plan flexible ahead of the 1 July 2028 changes.

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Erin Vassallo Erin Vassallo

Cooling-Off Notice Updates: What's Changing in NSW Residential Contracts This June

In March 2026, the Law Society of New South Wales released an updated Contract for Sale and Purchase of Land, officially superseding the 2022 edition. The most critical shift for real estate professionals involves the updated mandatory cooling-off period notice. While the cooling-off rules remain unchanged, the statutory wording in the contract is changing.

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Erin Vassallo Erin Vassallo

Emerging Laws to Tackle Deepfake AI

In this day and age of rapid technological advancements, deepfake AI is reshaping how we perceive digital content. Deepfake AI can produce highly realistic yet fake images, videos, and audio, which can be useful for creative and educational content; however, when misused, it can cause serious legal and ethical concerns. 

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Erin Vassallo Erin Vassallo

Changes to Australia’s Unfair Contract Terms

In November 2023, Australia’s strengthened unfair contract terms (UCTs) laws came into effect with the Treasury Laws Amendment (More Competition, Better Prices) Act 2022. Before this change in law, the risk was that UCTs would be void and unenforceable. However, now UCTs are illegal, and businesses and individuals can face substantial penalties.

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Erin Vassallo Erin Vassallo

Understanding Wills in Australia: The Basics Explained

Just like your home needs a strong foundation, having a legally valid will is the foundational step to protecting your legacy. It is easy to put off making a will, but without one, the government decides how your assets are distributed, not you or the people you care about the most. Secure the future of your loved ones with a legally valid will.

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Erin Vassallo Erin Vassallo

Queensland’s Stamp Duty Exemption (May 2025)

From 1 May 2025, Queensland has introduced a significant change to its property tax system, offering substantial savings for first-time home buyers. This move aims to make homeownership more accessible and reduce the financial barriers for those entering the property market.

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Ashen Naveendra Ashen Naveendra

Protecting Kids in the Digital Age

With algorithms constantly bombarding us with content, social media has become a challenge for both children and adults. However, many parents, educators, and lawmakers have expressed concerns about the growing risks posed by social media for underage children. As of 10 December 2025, Australia has taken a step towards safer online spaces for children by banning social media for kids under 16, as enforced by the Online Safety Amendment (Social Media Minimum Age) Act 2024

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Erin Vassallo Erin Vassallo

BNPL Is Changing—Is Your Business Ready?

Australia is moving towards more tightly regulated Buy Now, Pay Later (BNPL) services, bringing them closer in line with traditional credit products such as credit cards. If your business offers or relies on BNPL services, these changes may directly affect your operations and compliance obligations.

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